Terms and Conditions: 

*Terms & Conditions: 500 days no payments & no interest (“Payment Holiday”) is available on Flexi Payment Plans for in-store purchases only until 20 Jan 2017. Offer excludes foreign currency & online purchases. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 22.95% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms & conditions apply. Rate & fees correct as at date of publication, subject to change. MasterCard & the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Flight Centre terms & conditions: A fee of 3.5% applies. Changes & cancellations made after bookings are processed may incur additional charges. Full Flight Centre terms & conditions can be found on www.flightcentre.co.nz/bookingterms 

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