*Q Cards Terms & Conditions apply: No payments and no interest for 500 days (17 months) (“Payment Holiday”) is available on Flexi Payment Plans from 28 August to 31 October 2016. Offer excludes foreign currency and online purchases. Minimum purchase $1,000 is required. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.25% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Flight Centre terms and conditions: A fee of 3.5% applies. Changes and cancellations made after bookings are processed may incur additional charges.