Terms and Conditions: 

No payments and no interest for 12 months (“Payment Holiday”) is available on Flexi Payment Plans. Offer excludes foreign currency and online purchases. Minimum purchase $500 is required. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment fee. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 22.95% p.a, applies to any outstanding balance at end of Payment Holiday. Offer valid until further notice. Lending criteria, fees, terms and conditions apply. Rate and fees correct at date of publication, subject to change. Flight Centre terms and conditions: A fee of 2.5% applies. Changes and cancellations made after bookings are processed may incur additional charges. Full Flight Centre terms and conditions can be found on www.flightcentre.co.nz/booking-terms-conditions MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated

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