Flight Centre Mastercard Benefits

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Travel now, pay later

With the Flight Centre Mastercard, you can embark on your next holiday now and pay over time using our Long Term Finance options^*. 

Whether you're booking a relaxing escape or an adventurous journey, our flexible payment options ensure you can plan and enjoy your trip with ease.

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Global Shopping, Global Rewards

Travel the world and earn rewards with every purchase! For every NZ$100 you spend internationally, whether you’re shopping online or in-store, you’ll earn 1.00 Flight Centre Reward*. 

From your favourite brands abroad to local gems, your purchases are adding up to your next trip.


Rewards That Take You Places

Why just earn points when you can use them for unforgettable experiences? 1 Reward = $1 to spend on flights, hotels, tours, cruises, car hire, or sightseeing deals booked through Flight Centre*. 

Watch your rewards transform into your next adventure, from a relaxing holiday to a bucket-list experience.

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Earn Rewards on Everyday Spending

Turn your everyday shopping into a travel fund! Use your Flight Centre Mastercard wherever Mastercard is accepted and earn 1.00 Reward for every NZ$150 spent.

Whether it's groceries, dining, or everyday essentials, every purchase brings you closer to your next holiday.


Everyday Rewards

Use your Flight Centre Mastercard anywhere Mastercard is accepted and earn 1.00 Reward for every NZ$150 spent in New Zealand.

Travel Now, Pay Later

Long Term Finance options are available, travel now & pay later!

Rewards That Travel

Your Rewards will automatically be redeemed on ANY airline, hotel, tour, cruise, car hire & deals booked directly through us.

Double your Rewards

You’ll earn 2.00 Rewards for every NZ$150 spent on in-store and online purchases at Flight Centre New Zealand*

Use Your Card In-Store, Online & Overseas

Shop around the world, you’ll earn 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore*.

No International Transaction Fees

Enjoy spending around the world with no international transaction fees.

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Things you should know

*With a Flight Centre Mastercard you earn:

  • 1.00 Flight Centre Reward for every NZ$150 spend on Standard Purchases (excludes cash advances, balance transfers, fees, interest charges & quasi-cash transactions) within New Zealand online & instore.
  • 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore (where Mastercard designates the merchant to be located in a country other than New Zealand).
  • 2.00 Flight Centre Rewards for every NZ$150 spent in-store or online at Flight Centre New Zealand.
  • When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit on your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply.

**Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency.

 

^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 24.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

 

#Cash Advance Interest Rate currently 26.99% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.

 

##Excludes Cash Advances.

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© Flight Centre (NZ) Limited.

Lowest Airfare Guarantee is no longer valid at Flight Centre stores in New Zealand as of Thursday 14 July 2022. Click here for more information.

*Travel restrictions & conditions apply. Prices & taxes are in NZD and are correct as at the date of publication & are subject to availability and change without notice. Prices quoted are on sale until the dates specified unless otherwise stated or sold out prior. Prices are per person. We charge a Travel Expert Service Fee for bookings made with our travel experts in store, via email or over the phone and an Online Booking Fee for flight bookings made online. These fees are charged in addition to the advertised price and displayed fares. Merchant fees apply and depend on your chosen payment method. View Booking Terms and Conditions for more information.