Things you should know

*Lending criteria, $50 annual Account Fee, fees, Ts&Cs and exclusions apply. $55 Establishment fee applies to your first Long Term Finance (LTF) transaction, $35 Advance fee applies to subsequent LTF transactions. Standard Interest Rate of 24.99% p.a. applies after interest free period. Flight Centre fee of 3.50% applies. See flightcentremastercard.co.nz for full details.

New customers need to apply and be approved for a Flight Centre Mastercard credit card.  ^500 Days No Payments and No Interest is available on Long Term Finance (LTF) in-store purchases only at Flight Centre New Zealand between 03/06/2026 to 26/07/2026. Minimum spend $499. Lending criteria, $50 Annual Account fee, fees, Ts&Cs, and exclusions apply. Standard Interest Rate of 24.99% p.a. applies after interest free period. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Excludes foreign exchange. Other interest rates and fees may apply. A Flight Centre fee of 3.50% applies. Columbus Financial Services Limited reserves the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. The purchase date and time is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited, which may affect eligible purchases. Flight Centre Mastercard terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services.

*With a Flight Centre Mastercard you earn:

• 1.00 Flight Centre Reward for every NZ$150 spend on Standard Purchases (excludes cash advances, balance transfers, fees, interest charges & quasi-cash transactions) within New Zealand online & instore.
• 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore (where Mastercard designates the merchant to be located in a country other than New Zealand).
• 2.00 Flight Centre Rewards for every NZ$150 spent in-store or online at Flight Centre New Zealand.
• When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit on your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply.

**Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency.

^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 24.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

#Cash Advance Interest Rate currently 26.99% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.

##Excludes Cash Advances.

*50 Flight Centre Rewards conditions apply

1. Promotional offer available for new approved customers only, from Flight Centre Mastercard applications submitted between Wednesday 3 June to 11:59pm New Zealand Standard Time Tuesday 30 June 2026 (inclusive) (“Offer Period”).  Applications received outside the Offer Period will be ineligible.

2. Eligible customers who have: (a) applied during the Offer Period, and (b) been approved, and opened a Flight Centre Mastercard account within 45 days of applying, and (c) make their first transaction with their Flight Centre Mastercard within the first 31 calendar days of account opening date (“Promotional Period”) will receive 50 Rewards on their Flight Centre Mastercard account (“Offer”).

3. To be eligible to redeem this offer, you must enter the promo code ‘GET50JUNE’ in the promo field on the first page of your application.

4. The Flight Centre Rewards will be applied to each eligible customer’s Flight Centre Mastercard account by Monday 14 September 2026.

5. The Rewards cannot be used against any outstanding balance or existing Flight Centre travel bookings. The bonus 50 Flight Centre Rewards must be redeemed on future travel bookings purchased from Flight Centre.

6. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).

7. The Promoter reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. If for any reason a Prize becomes unavailable, the Promoter may substitute an alternative prize of equivalent value without notice.

8. The 50 Flight Centre rewards are not negotiable, transferable, or redeemable for cash.

9. To be eligible for the 50 Bonus Flight Centre Rewards, an account must not be in arrears at the time when the rewards are applied to your account.

10. Any purchases made on Flight Centre Mastercard during the offer Period that have been cancelled, refunded, returned or suspended before the date the rewards are applied to a customer’s account will not be eligible for redemption.

11. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Promotion.

12. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Promotion.

13. All dates and time are in New Zealand local time.

14. Lending criteria, $50 annual account Fee, fees, Ts&Cs apply. 15. Flight Centre Mastercard and Flight Centre New Zealand terms and conditions apply.